Savings

Build a plan to realize your dreams, a dollar at a time

Account Description    
Prime Share A basic membership savings required of all members. View Rates Apply
Side Share A basic savings used as an add-on for miscellaneous use. View Rates Apply
Club Shares A dedicated account for holidays and vacations, with restricted access and a higher yield. View Rates Apply
Platinum Shares A premium account with restricted access, a minimum to earn and a higher yield. View Rates Apply
Rate Flex

A premium account with a minimum balance requirement and earns a higher yield.

View Rates Apply
Student eSavings The smart account that pays BIG on small balances. View Rates Apply

Frequently Asked Questions

Certificates & IRAs

Be rewarded for your hard work and commitment.
Account Description Minimum Deposit    
Term-Share Certificate A pledged savings account with a higher yield and investment periods from 6 months to 60 months. $1,000 View Rates Apply
Special Offer Certificate To learn more, click here.    View Rates Apply
Money Market Certificate More flexible than a traditional certificate. Deposits can be made at any time and one withdrawal per month. $3,000 View Rates Apply
Individual Retirement Account (IRA) Tax-deductible savings option for specific purposes like retirement or education. Traditional, Roth and ESAs available. $1,000 View Rates Apply

NOTE:APY = Annual Percentage Yield. Term-share certificates closed before maturity are subject to early withdrawal penalties. Certificates may be used as collateral for low-interest loans.

NOTE: There are specific guidelines for contributions and distributions of IRA funds. Please contact our IRA Department for more information at 731-664-1784 or 800-227-1893

Payroll Deduction

Painless saving. Great results.

Just like direct deposit, you can automate delivery of your money into your savings by choosing a portion of your paycheck to come to Leaders. Use payroll deduction to fund your next vacation, gifts and travel for the holidays, or put money back for an emergency. You can even payroll deduct your loan payment at Leaders.

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NCUA Insurance

Federally-insured by the National Credit Union Administration

Your funds federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

National Credit Union Administration, a U.S. Government Agency.

NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be NCUA-insured to the legal maximum of $250,000 for each ownership category. For more information on NCUA share insurance, visit this link.