|Prime Share||A basic membership savings required of all members.||View Rates||Apply|
|Side Share||A basic savings used as an add-on for miscellaneous use.||View Rates||Apply|
|Club Shares||A dedicated account for holidays and vacations, with restricted access and a higher yield.||View Rates||Apply|
|Fast Forward Savings||A savings account to help you move yours savings forward, fast. Learn more.||View Rates||Apply|
|Champion High Yield Savings||A savings account to help you earn on high balances, while maintaining accessibility. Learn more.||View Rates||Apply|
|Platinum Shares||A premium account with restricted access, a minimum to earn and a higher yield.||View Rates||Apply|
A premium account with a minimum balance requirement and earns a higher yield.
|Student eSavings||The smart account that pays BIG on small balances.||View Rates||Apply|
Frequently Asked Questions
Certificates & IRAs
Be rewarded for your hard work and commitment.
|Term-Share Certificate||A pledged savings account with a higher yield and investment periods from 6 months to 60 months.||$1,000||View Rates|
|Money Market Certificate||More flexible than a traditional certificate. Deposits can be made at any time and one withdrawal per month.||$3,000||View Rates||Apply|
|Individual Retirement Account (IRA)||Tax-deductible savings option for specific purposes like retirement or education. Traditional, Roth and ESAs available.||$1,000||View Rates||Apply|
NOTE:APY = Annual Percentage Yield. Term-share certificates closed before maturity are subject to early withdrawal penalties. Certificates may be used as collateral for low-interest loans.
Painless saving. Great results.
Just like direct deposit, you can automate delivery of your money into your savings by choosing a portion of your paycheck to come to Leaders. Use payroll deduction to fund your next vacation, gifts and travel for the holidays, or put money back for an emergency. You can even payroll deduct your loan payment at Leaders.
Federally-insured by the National Credit Union Administration
Your funds federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be NCUA-insured to the legal maximum of $250,000 for each ownership category. For more information on NCUA share insurance, visit this link.
Fast Forward Savings
Moving your Goals Forward, Fast
As your financial champion, let us help you jumpstart your savings and move towards your goals with our Fast Forward Savings account. Earn up to 2.02% APY* on balances and help your money grow, fast. Apply Today.
|Balance Rate||Percent Earned|
|$25 - 4,999.99||2.02% APY|
|$5,000 - $9,999.99||1.51% APY|
|$10,000 - $24,999.99||0.50% APY|
|$25,000 and Higher||0.00% APY|
*APY stands for Annual Percentage Yield. In order to qualify to receive interest for the month, the member must not withdraw from the account and have at least one (1) deposit for at least $20.00 (not including the interest from the account). If the member withdraws from the account, the member will not receive interest for the month. One FREE withdrawal per month, additional withdrawals are subject to a $5 fee. Account limited to one per membership. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Champion High Yield Savings
Let your hard work - work hard for you.
Earn up to 2.20%APY* on your balance while enjoying access at your fingertips with the Champion High Yield savings account. Apply Today.
|Balance Rate||Percent Earned|
|$25,000 - 49,999.99||1.90% APY|
|$50,000 - $99,999.99||2.05% APY|
|$100,000 and Higher||2.20% APY|
*APY stands for Annual Percentage Yield. $25,000 minimum opening deposit of New Money* or Existing money from an LCU Certificate only. New money is defined as money that has not been on deposit at Leaders Credit Union during the past 30 days. Dividends paid quarterly. Limited to three transfers or withdrawals. If these limitations are exceeded the account will be subject to a service charge for each withdrawal or transfer over the limit. $25,000 - 49,999 receives 1.90% APY, $50,000 - $99,999 receives 2.05% APY, $100,000 and higher receives 2.20%. Effective July 8, 2019. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.