Savings
Build a plan to realize your dreams, a dollar at a time
| Account | Description | ||
|---|---|---|---|
| Prime Share | A basic membership savings required of all members. | View Rates | Apply |
| Side Share | A basic savings used as an add-on for miscellaneous use. | View Rates | Apply |
| Club Shares | A dedicated account for holidays and vacations, with restricted access and a higher yield. | View Rates | Apply |
| Platinum Shares | A premium account with restricted access, a minimum to earn and a higher yield. | View Rates | Apply |
| Rate Flex |
A premium account with a minimum balance requirement and earns a higher yield. |
View Rates | Apply |
| Student eSavings | The smart account that pays BIG on small balances. | View Rates | Apply |
Frequently Asked Questions
Certificates & IRAs
Be rewarded for your hard work and commitment.
| Account | Description | Minimum Deposit | ||
|---|---|---|---|---|
| Term-Share Certificate | A pledged savings account with a higher yield and investment periods from 6 months to 60 months. | $1,000 | View Rates | Apply |
| High Altitude Certificate | A 42-month certificate with an increasing rate and no early withdrawal penalty. | $10,000 | View Rates | Apply |
| Money Market Certificate | More flexible than a traditional certificate. Deposits can be made at any time and one withdrawal per month. | $3,000 | View Rates | Apply |
| Individual Retirement Account (IRA) | Tax-deductible savings option for specific purposes like retirement or education. Traditional, Roth and ESAs available. | $1,000 | View Rates | Apply |
NOTE:APY = Annual Percentage Yield. Term-share certificates closed before maturity are subject to early withdrawal penalties. Certificates may be used as collateral for low-interest loans.
NOTE: There are specific guidelines for contributions and distributions of IRA funds. Please contact our IRA Department for more information at 731-664-1784 or 800-227-1893
Payroll Deduction
Painless saving. Great results.
Just like direct deposit, you can automate delivery of your money into your savings by choosing a portion of your paycheck to come to Leaders. Use payroll deduction to fund your next vacation, gifts and travel for the holidays, or put money back for an emergency. You can even payroll deduct your loan payment at Leaders.
NCUA Insurance
Federally-insured by the National Credit Union Administration
Your funds federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency.
NOTICE: By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be NCUA-insured to the legal maximum of $250,000 for each ownership category. For more information on NCUA share insurance, visit this link.
GLOBALLY CONVENIENT. LOCALLY YOURS. Banking at Leaders is safe, affordable, convenient, and most of all, it's rewarding. Join one of the fastest growing, most respected financial institutions that West Tennessee has to offer.
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Leaders Credit Union is an Equal Housing Lender
Leaders Credit Union
PO Box 10008
Jackson, TN 38308
800 227-1893
loyalty@leaderscu.com
©2018 Leaders Credit Union
ABA Routing 284383886