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FHA Home Loans

FHA Home Loan Highlights

Federal Housing Administration (FHA) loans are affordable and accessible.


Low Down Payment

One of the biggest mortgage challenges is down payment. FHA mortgages only require 3.5% down, making homeownership affordable for the masses. Since its inception, over 47 million Americans have achieved homeownership with FHA financing.  

Low Interest Rates

FHA mortgages offer low interest rates, often even lower than conventional loans. How? Because FHA is a government backed mortgage program, lenders are exposed to less loan risk and in turn can offer lower interest rates to consumers.

Reasonable Underwriting

FHA mortgages make homeownership accessible through reasonable underwriting criteria. Along with lower credit score minimums, FHA allows higher debt-to-income ratios than other programs.

Cost Solutions

Purchasing a home cost money, it’s a reality. Fortunately, FHA allows family gifts toward down payment and/or closing costs. FHA also allows sellers to pay toward buyers closing cost, which is common.


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35 Stonebridge Blvd | Jackson