Low Down Payment Home Loans
Featured Low Down Payment Home Loans
USDA Home Loans |
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No Down Payment Required |
Low monthly mortgage insurance |
Multiple closing cost options |
Low, fixed interest rates |
Reasonable qualification criteria |
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In-House Home Loans |
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No Down Payment Option |
Most West Tennessee areas are eligible |
Common sense, local underwriting |
Quicker loan closing timeline |
Local long-term loan servicing |
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FHA Home Loans |
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Only 3.5% down payment |
Low, fixed interest rates |
More flexible qualification criteria |
Gifts funds allowed toward loan costs |
Up to 6% seller concessions |
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Conventional Home Loans |
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Down payment options start at 3% or 5% |
Lender paid mortgage insurance options |
Gift funds allowed toward loan costs |
$647,200 conforming loan limit |
Quicker loan closing timeline |
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