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VA Home Loans

VA Home Loan Highlights

Veteran Affairs (VA) home loans are reserved for veterans and active duty service members.


No Down Payment

VA mortgages offer our veterans 0% down payment home financing. The VA home loan is the only federally backed no down payment mortgage program, with the exception of USDA.

No Monthly Mortgage Insurance

VA mortgage loans do not require monthly mortgage insurance. While the terminology varies by program, most home loans require it and avoiding it is a huge savings.

Limited Closing Costs

The VA loan program limits certain closing costs. As a not-for-profit financial institution, Leaders Credit Union is already extremely competitive, but obtaining a VA mortgage maximizes veterans' savings.

Seller Concessions

Even with the low cost VA mortgage, financing a home cost money. Fortunately, VA home loans allow sellers to pay toward veterans' closing costs. Negotiating “seller concessions” is common.


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35 Stonebridge Blvd | Jackson